💳 1BZ Pay
Layer 2 of the 1BZ Network · Payment Gateway

The business payment layer
of the 1BZ ecosystem

1BZ Pay is designed to make blockchain payments as simple as scanning a QR code. Merchants create invoices and QR codes. Customers scan and confirm. Blockchain handles the rest — invisibly.

Accept BZeUSD, USDC, and USDT on Polygon. No bank account. No card terminal. Funds go directly to your wallet.

How it works ↓

Connect any Ethereum-compatible wallet (MetaMask, Coinbase Wallet, WalletConnect)

Merchant flow

🧾
Create invoice

Enter amount, select token, add a description. 30 seconds.

📲
Share link or QR

Send over WhatsApp, email, SMS — or display QR at point of sale.

⚡
Customer pays

Customer scans, confirms in their wallet. On-chain in seconds.

✅
Settlement complete

Funds land in your wallet. Dashboard updates. Receipt generated.

What's live now

Phase 1 · Active
✓
QR payments & payment links
Every invoice gets a unique URL and a scannable QR code. Share anywhere — the payer just opens the link and confirms.
✓
Business invoices
Create itemised invoices with memo, optional expiry, and .aibiz merchant name. Permanent record on the server.
✓
Merchant dashboard
Track total invoices, pending, paid, and total received USD from one screen. Click any invoice to see its details.
✓
Multi-token: BZeUSD, USDC, USDT
All three USD-pegged stablecoins on Polygon mainnet. Direct wallet-to-wallet transfer — no custody, no fees beyond gas.
✓
Invoice expiry control
Set a payment deadline (24h, 48h, 7 days, 30 days) or leave the invoice open indefinitely.
✓
Zero platform fees
1BZ Pay charges nothing. The only cost is the standard Polygon gas fee — typically a few cents per transaction.

Roadmap

The platform is designed to grow in phases. Each phase adds a new capability while keeping the same simple interface.

Live
Phase 1 — Merchant platform
QR payments · Business invoices · Payment links · Merchant dashboard
Phase 2
Smart escrow
Protected trade payments — buyer locks funds, released on delivery confirmation. Milestone-based escrow for project work.
Phase 3
Subscription billing & rewards
Recurring payment schedules, customer reward programs, and transaction history reports.
Phase 4
Payment network & Merchant APIs
Public REST APIs so developers can integrate 1BZ Pay into their own applications. Webhook support for payment events.

Where 1BZ Pay fits

1BZ Pay is the payment layer of a three-layer ecosystem. Each layer has a clear role.

Layer 1
BZeUSD
Settlement layer

The business settlement utility token used across the 1BZ Network. Enables B2B payments, escrow, marketplace transactions, and AI service fees — all at $1 parity.

bzeusd.1bz.biz →
Layer 2 · You are here
1BZ Pay
Payment layer

The merchant-facing payment gateway. QR codes, invoices, escrow, and a merchant dashboard. Blockchain technology operates invisibly — the merchant just creates a payment and receives funds.

pay.1bz.biz
Layer 3
APP.1BZ.BIZ
Application layer

The business desktop — a browser-based portal giving access to Wallet, Marketplace, Trade, Escrow, AI Agents, and all ecosystem tools from a single login. No app store required.

app.1bz.biz →

Accepted tokens (Polygon mainnet)

💰
BZeUSD
1BZ settlement token · 18 decimals
0xC8a8…1650
🔵
USDC
Circle · 6 decimals
0x2791…4174
🟢
USDT
Tether · 6 decimals
0xc213…e8F

Help & FAQ

Do I need to know about blockchain to use 1BZ Pay?

No. You need a wallet app installed (MetaMask works on desktop; any EVM wallet works). Once connected, creating an invoice takes 30 seconds. The blockchain part is invisible.

Does my customer need a wallet?

Currently yes — the customer pays from their own wallet. Future phases will add server-managed wallets (email + OTP → wallet created automatically), so customers won't need to know about Polygon or private keys at all.

What are the fees?

1BZ Pay charges no platform fee. The only cost is the Polygon gas fee paid by the sender — typically a few US cents. Funds go directly from the customer's wallet to yours; 1BZ Pay never touches the money.

How does payment verification work?

After the on-chain transfer confirms, the customer's browser posts the transaction hash to the 1BZ Pay server, which marks the invoice as paid. You can verify any transaction independently on polygonscan.com using the transaction hash shown on the invoice.

What is BZeUSD?

BZeUSD is the 1BZ Network's business settlement utility token on Polygon, pegged 1:1 to USD. It's used across the ecosystem for payments, escrow, AI service fees, and marketplace transactions. See bzeusd.1bz.biz for details.

What is the legal position of BZeUSD?

BZeUSD is a utility settlement token intended for use within the 1BZ Network ecosystem. It is not designed to represent equity, ownership, or a claim on company assets. Users are responsible for compliance with the laws applicable in their jurisdiction. Features may be introduced in phases depending on technical readiness and legal availability.

I have a question not listed here.

Contact the team via aibiz.1bz.biz or through the AIBIZ One desktop client. Developer API documentation is in the AIBIZ docs.

Part of the 1BZ Network · App Portal · BZeUSD

Total invoices
Pending
Paid
Received (USD)

Invoices

📋

No invoices yet

Create your first payment link to get started.

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New Invoice

.aibiz

Shows as merchant name on the invoice page

Invoice

Invoice not found.
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